Everyone quotes a rate. Nobody adds up the add-ons.
Our 2.5% + 10¢ is close to everyone’s rate. What is not close is what it buys. Say what you run and this prices the same set at each provider, on their own published 2026 prices, in their best configuration. Every line is shown. When staying put is cheaper, it says so.
$2,000$120,000
$5$150
About 786 transactions a month, which is where the per-transaction fee bites.
Kept over three years
$8,219
$228 a month · $2,740 a year
Compared with Toast on Point of Sale, $69, for the same set of things, including their hardware spread over three years and ours at $0 on Free POS.
The working, per month
| Toast | JET | |
|---|---|---|
| Processing2.49% + 15¢ vs 2.5% + 10¢ | $665.70 | $628.60 |
| Software | $69.00 | Included |
| Kitchen display | $25.00 | Included |
| Online ordering | $75.00 | Included |
| HardwareToast terminal kit, over 36 months | $22.19 | Included |
| Total | $856.89 | $628.60 |
At $22,000 a month you are over the $15,000 threshold, so the Free POS plan applies: $0 a month, the terminal included, and the three features above included with it.
Where these numbers come from
Their lowest published card-present rate. Kitchen display software $25 a screen, Digital Storefront online ordering $75, Loyalty $50, all per month.
Published 2026 list prices, checked September 2026, not negotiated ones. Kitchen screens are hardware on every system and are left out on both sides. Your real number moves with your card mix, and we put it in writing before you sign anything.